Haven't seen this addressed on any audio forum yet. I have accumulated a lot of audio gear. Have progressed from a pure hobby to a small business that supplements my retirement income. Since all my equipment is being used to generate income it is not covered by my homeowner's policy. My studio is in my home though I do a lot of remote recording. Is there an industry trade organization that offers good insurance policies for recording studio owners? Or does anyone have suggestions of companies they use? I'm sure many folks who visit this site have a lot of money invested. One good burglary or fire could put you behind the eight ball. This is a very important aspect of the recording business I have yet to see addressed anywhere. Perhaps I'm not looking in the right place.