I have a portable recording business and just had my insurance company tell me that they cannot insure my equipment. If I used a studio and all my stuff was to stay in there then they could write it. Since I am mobile they cannot. Anyone ever have this problem or know of companies that specialize in this part of our industry?
Yeah MusicPro Insurance cover gear on the road. Reasonable rates too.
Thanks for the reply. I found them just a couple days ago. Already called them. Looks good.
Depending if you actually are registered as a business, you should be able to get everything covered under your homeowners. Even though I own a productions company where I run live sound and have a studio full of gear, I have an additional $250,000 electronics binder attached to my homeowners. This may be a cheaper way to get coverage. If the insurance company knows it's for a business, they may try to raise thier rates.
Thanks for the info. I am regeistered as a business for sure. My company easily would have written the policy if I were not mobile in nature. Something about the fact that I am always moving my gear around from gig to gig they can't write for. No biggy now. Got it covered.