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PCI or DIGI board

I have recorded myself for quite a while now but am beginning to record bands. My main question was that I have two options for recording a full band all simultaneously: one is the digital board that can go directly out to my software and the other is the PCI Card route.
The only real downfall I see for the PCI is that it might be too much for an average computer to handle. The digital board is so much more expensive than the PCI route. I realize the board would be better in the long run but for now is there anything I should be concerned about if I purchase a 10in PCI sound card? Also would there be an hardware/software conflicts?