Gear Insurance?

Discussion in 'Lounge' started by DaveRunyan, Jan 21, 2005.

  1. DaveRunyan

    DaveRunyan Active Member

    Joined:
    Dec 13, 2004
    I have a portable recording business and just had my insurance company tell me that they cannot insure my equipment. If I used a studio and all my stuff was to stay in there then they could write it. Since I am mobile they cannot. Anyone ever have this problem or know of companies that specialize in this part of our industry?
     
  2. p0llen_p0ny

    p0llen_p0ny Guest

    Yeah MusicPro Insurance cover gear on the road. Reasonable rates too.

    http://www.musicproinsurance.com/
     
  3. DaveRunyan

    DaveRunyan Active Member

    Joined:
    Dec 13, 2004
    Thanks for the reply. I found them just a couple days ago. Already called them. Looks good.
     
  4. backinthelab

    backinthelab Guest

    Dave,

    Depending if you actually are registered as a business, you should be able to get everything covered under your homeowners. Even though I own a productions company where I run live sound and have a studio full of gear, I have an additional $250,000 electronics binder attached to my homeowners. This may be a cheaper way to get coverage. If the insurance company knows it's for a business, they may try to raise thier rates.
     
  5. DaveRunyan

    DaveRunyan Active Member

    Joined:
    Dec 13, 2004
    Thanks for the info. I am regeistered as a business for sure. My company easily would have written the policy if I were not mobile in nature. Something about the fact that I am always moving my gear around from gig to gig they can't write for. No biggy now. Got it covered.
     

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